Superior Cash

Get a Helping Hand for Unexpected Expenses

Life's surprises shouldn't leave you stranded. Whether it's unexpected bills, a dream vacation, educational expenses, or sudden car repairs, our Superior Cash loan from
Soo Co-op Credit Union is here to support you! Applying is quick and effortless, giving you access to the funds you need in under 60 seconds—with no credit checks required.

Why Choose Superior Cash?

• Loan amounts available from $200 to $2,500
• Maximum of two loans up to $2,500
• No credit check required
• Repayment period up to 36 month
• Immediate funding upon approval
• Available 24/7
• Fast, contactless application
• Can help to build or repair credit
• $15 application fee
• Loan payments will be set up to come out of chosen account monthly 

How to Apply for a Superior Cash Loan:

1. Log into SCCU digital banking
2. Click on your name and select Apply for a Loan or Add Account
3. Click on Superior Cash Loan
4. Read through the features and disclosure, and follow the simple steps to begin your application

Superior Cash Eligibility:

• Must be a credit union member for at least three months
• 18 years or older to apply
• Only the primary account holder can apply
• Have direct deposit to an account and loans/account in good standing
• Must be enrolled in SCCU's Digital Banking
• Business, representative payee, and trust accounts are not eligible

**Superior Cash Loan: All loan applications are subject to review of eligibility and approval. The Annual Percentage Rate (APR) is accurate as of 06/01/2024. The APR for the Superior Cash loan is a fixed rate for the duration of the loan. The APR will be 19.99% APR. For example, a Superior Cash loan for $1,000 with a 12-month term (1 years) at 19.99% APR will have a monthly payment of $92.65. Other terms, payments, and loan amounts are available. The minimum loan amount is $200, and the maximum loan amount is $2,500. Loans are available to members who meet certain eligibility requirements, who have been with the credit union a minimum of three months and are considered a member in good standing. Superior Cash loan is only available through online banking or mobile banking. No minimum credit score required.